Apna Dhan Introduction

Apna Dhan Introduction:

Dear CSC/VLE, Apna Dhan is a Payment System Powered by National Payments Corporation of India (NPCI-is an umbrella organization for all retail payments system in india).  Apna Dhan is a Special Proposal for CSC Schemes piloted by CSC e-Governance Services India Limited. Only CSC can Utilize this Service to deliver the purpose to public.

Aadhaar Payments Bridge

Distribution of Electronic Benefit transfer (crediting the bank accounts of the beneficiaries as identified from the UID number – eliminating thereby payment leakages)

Aadhaar Enabled Payment Service

Providing basic financial services ( cash deposit, balance enquiry, cash withdrawal and remittance ) at low cost access devices (called Micro-ATMs) maintained at Business correspondents in an inter-operable way

What is Apna Dhan?

Apna Dhan is a Aadhar Enabled Payment System by NPCI. Its working on the basics of Aadhar Number provided by UIDAI. An Aadhar Payment Bridge (APB)

UIDAI Providing a Unique Identification Number to every Resident of India. Recently RBI Announced a Notification to Seed “Aadhar Number with Bank Account Number of Resident”. By this Process, Every Bank Account Holder should Link their Aaadhar Number with their Specified Bank Account, with e-KYC terms. KYC means Know your Customer.

So, By Authenticating the Residents Aadhar Number by their e-KYC Details, Resident will know their Account details such as Balance and etc with their Aadhar Number.

Residents has to visit their Nearest Common Service Center / Digital Seva Centers which is under the control of CSC e-Governance Services India Limited, then give the aadhar number and e-KYC details to the center authorized person. Then Resident Can Make Use of this Apna Dhan Service (Aadhar Enabled Payment Service) System. APES is a most Secure Payment Syatem formed fy UIDAI and NPCI. Apna Dhan is a Wonderfull scheme for Residents providing by CSC.